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A Health Maintenance Organization (HMO) plan lets plan members only see providers from their specific provider network. Since plan members will be limited to the plan’s network, costs and quality can be controlled better than in other types of insurance plans. These plans are also cheaper compared to Preferred Provider Organization (PPO) plans!
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Overall, you will pay less out-of-pocket with an HMO plan, but you will be required to use their in-network providers, choose a primary care doctor within this network, and get referrals if you need to see a specialist!
All Medicare Advantage Plans, including HMO plans, are required to provide all of the coverage that Original Medicare provides! However, they can also provide additional benefits, such as prescription drug coverage. Other benefits can include:
Before deciding on whether or not an HMO plan is right for you, make sure you have an understanding of all the options available to you. Fortunately, this is where Toni Buffington Medicare Solutions comes in!
We will help you compare your options and make sure that the HMO plan you want provides the coverage you need.
We understand how important it is for you to get the coverage you need. That’s why if you are interested in learning more about the Medicare Advantage options available to you, give us a call. We can help you determine your eligibility for an HMO plan or any other Medicare Advantage plan so you can take the next step in getting the right coverage!
IMPORTANT NOTICE FOR MEDICARE SALES CALLS
Due to large amount of deceptive television commercials regarding Medicare health plans, new regulations and disclosures are now required to prevent misleading information and provide Medicare beneficiaries with greater clarity and understanding of products being offered.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
