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Medicare Advantage

With Medicare Advantage (Part C), policyholders can enjoy an all inclusive package of benefits, including everything Original Medicare offers plus dental, vision, and hearing coverage, and in the case of some plans, gym memberships. Some also cover prescriptions.

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What Is Medicare Advantage?

Medicare Advantage has a series of plans. Types of Medicare Advantage plans include:

What Are The Types Of Plans?

HMOs are inexpensive and cover all the basics. Coverage is specific to a network of providers, so it’s best for those who do not travel often.
PPOs let plan members get care and treatment from specific healthcare providers within their network. This policy offers higher discounts for getting those physicians’ services. However, plan members can also go outside of this network to receive care.
PFFS plans negotiate what you will pay for every visit, giving you the benefit of knowing what your costs will be beforehand.
SNPs are for those who are dually eligible for Medicare and Medicaid (D-SNP), have chronic and disabling conditions (C-SNP), or are living in an institution (I-SNP).
MSAs supply policyholders with funds to cover Medicare-related costs. These funds are deposited into a savings account. Funds remaining in the account at the end of the year will roll over for the next year.

When Can I Join?

There are two times you can join Medicare Advantage – the first being the Initial Enrollment Period, and the second being the Annual Enrollment Period.

The Initial Enrollment Period begins three months before you turn 65, and ends three months after.

If you did not sign up during Initial Enrollment, you will have to join during the Annual Enrollment Period. This is not for first-time policyholders, as you’ll need to be enrolled in Medicare Part A and Part B first. Annual Enrollment is from October 15 to December 7.

Learn More About Medicare Advantage Today!

If you’re undecided about what coverage to get, a Medicare Advantage plan may be the one for you. At Toni Buffington Medicare Solutions, we will help you find the best one available so that you can get great coverage at a low price!